Everything went up in price, but our wages and savings remained stable. The interest rate of the bank is almost equal to none, and the money in our hands is depreciating at a rare rate. If we do not carry out reasonable asset management, then the money we keep in the bank will "become less and less", so the importance of financial management is highlighted. undoubtedly. Funds and stocks are common investment and financial management methods for ordinary users.
Among them, stocks have higher requirements for professional knowledge and need to invest a certain amount of time and energy to look at Fax List the operation, while funds are a combination package. We hand over money to fund managers to carry out. Investment, belonging to managed financial management, is an investment method more suitable for financial novice. 2. Custody-based financial management is a big cake 1. Fund management is favored Data shows that in 2018, the total size of investable assets held by individuals in China reached 190 trillion yuan, and the compound annual growth rate from 2016 to 2018 was 7%.
From the perspective of specific investment projects, the assets of public funds held by individuals have grown the fastest, with an average annual compound growth rate of 44% in recent years. The demand of personal financial managers is rising rapidly, and the managed financial products - funds are very popular. In addition, the "20-Year Special Report on Public Funds" released by Securities Daily shows that in the past 20 years, the average annualized rate of return of partial stock funds is 16.18%. In theory, the probability of investors holding funds for 3 years is close to 80%. . Therefore, the high rate of return has further promoted the investment demand of personal financial managers, and a large number of individual investors have entered the fund market, and the market has become very hot.